From fix & flip to DSCR rentals, bridge loans to ground-up construction — Kovah Capital funds your next deal. Fast. Flexible. Investor-focused.
Kovah Capital is a private hard money lender serving real estate investors across Texas, Florida, and Georgia. We specialize in fast, flexible financing for every stage of your investment journey — whether you’re flipping your first house or building a rental portfolio.
One lender for every stage of your investment strategy.
For distressed properties you plan to renovate and sell. Fast approvals, high leverage.
Long-term rental financing based on property cash flow, not personal income.
Short-term financing between purchase and permanent financing. Close fast, move fast.
New construction financing for builders and developers. Progress draws, flexible terms.
We built this company for investors, by people who understand real estate.
Close in 7-14 days. We move at the speed of real estate. No waiting weeks for approvals while deals slip away.
No income verification. No W-2s. Built for investors, not employees. We underwrite the deal, not your tax returns.
One relationship for fix & flip, DSCR, bridge, and construction loans. Grow your portfolio with a lender that grows with you.
Actively lending to real estate investors across Texas, Florida, and Georgia.
The #4 city in the US. Strong fix-and-flip and rental market across Inner Loop and suburban MSA neighborhoods.
One of the fastest-growing metros in America. Strong ARV support and high rental demand across DFW.
Undervalued market with exceptional DSCR fundamentals. Military corridor creates reliable rental demand.
Everything you need to know about hard money lending, DSCR loans, and real estate investing in Texas.
Get pre-qualified in 60 seconds. No SSN required.
Apply Now →Business purpose loans only · TX · FL · GA