⚡ Investor Loan Programs — TX · FL · GA

Fast Funding for
Real Estate Investors

Fix & Flip, DSCR, Bridge & Ground-Up loans. Close in days, not months. No income verification.

✅ Close in 7-14 Days
✅ No Income Verification
✅ Up to 90% LTV
✅ All Property Types
Get Pre-Qualified Now →

No SSN required · No credit pull · Fast answers

Loan Programs

Our Loan Programs

One lender for all your investment needs — from distressed flips to long-term rentals to ground-up builds.

🔨
Fix & Flip
For investors buying distressed properties to renovate and sell
  • Up to 90% LTV
  • 100% Rehab Covered
  • 12-24 month terms
  • $100k – $3M loan amounts
  • Close in 7-14 days
  • No income verification
Apply Now →
🏘️
DSCR Rental Loans
For investors buying or refinancing rental properties
  • Qualify on rental income, not personal income
  • Up to 80% LTV
  • 30-year terms · 5/1 & 7/1 ARM
  • $100k – $3M loan amounts
  • No W-2s or tax returns
Apply Now →
🌉
Bridge Loans
Short-term financing to bridge the gap between purchase and permanent financing
  • Up to 75% LTV
  • 6-24 month terms
  • $150k – $5M loan amounts
  • Close in 7-14 days
  • Any property type
  • Exit via refi or sale
Apply Now →
🏗️
Ground-Up Construction
For builders and developers financing new construction projects
  • Up to 85% LTC · Up to 70% ARV
  • 12-24 month terms
  • $200k – $5M loan amounts
  • Progress-based draws
  • Licensed GC required
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Why Us

Why Kovah Capital

Built from the ground up for real estate investors, not traditional homebuyers.

🚀
Speed

Close in 7-14 days. We move at the speed of real estate. No waiting weeks for bank committees.

💼
Investor Focused

No income verification. No red tape. Built for real estate investors who work on deals, not paperwork.

🤝
All Products

One lender for all your investment needs. Fix & flip, DSCR, bridge, construction — we cover every stage.

Quick Reference

Loan Terms at a Glance

Compare our programs side by side.

🔨 Fix & Flip 🏘️ DSCR 🌉 Bridge 🏗️ Construction
Max LTV/LTC 90% 80% 75% 85% LTC
Loan Amount $100k–$3M $100k–$3M $150k–$5M $200k–$5M
Term 12-24 mo 30yr / ARM 6-24 mo 12-24 mo
Income Verification Not required Not required Not required Not required
Close Time 7-14 days 14-21 days 7-14 days 14-21 days
States TX, FL, GA TX, FL, GA TX, FL, GA TX, FL, GA

Get Pre-Qualified in 60 Seconds

No SSN required. No credit pull. Just fast answers.

🎉 You're all set!

Our team will reach out within minutes. Check your phone and email.

By submitting, you agree to be contacted by Kovah Capital. Business purpose loans only.

FAQ

Common Questions

No — all our loans are business purpose. We evaluate the deal, not your personal income. No W-2s, tax returns, or pay stubs required.
Texas, Florida, and Georgia currently. We're expanding soon — reach out if you have a deal in another state and we'll see what we can do.
Yes — experienced investors can carry multiple loans simultaneously. We look at your track record and the quality of your deals.
7-14 days for complete files on Fix & Flip and Bridge loans. DSCR and Ground-Up Construction typically 14-21 days. Speed depends on how quickly you provide documentation.
We look at the deal first. Strong deals with good equity can qualify with lower credit scores. We work with investors across the credit spectrum.

Ready to Fund Your Next Deal?

Join investors across TX, FL, and GA closing deals with Kovah Capital.

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