Privacy Policy

Introduction

Kovah Capital, LLC (“we”, “us”, “our”) operates kovahcapital.com. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit a loan inquiry.

By using our website, you agree to the collection and use of information in accordance with this policy. If you do not agree, please discontinue use of the site.

Information We Collect

We may collect the following categories of information:

• Personal Information: Name, email address, phone number, property address, and financial details including loan amount, after-repair value (ARV), purchase price, and rehab budget.
• Usage Data: IP address, browser type, pages visited, time spent on site, referring URLs, and other diagnostic data.
• Communications: Content of emails, SMS messages, phone calls, and form submissions you send to us.

How We Use Your Information

We use the information we collect for the following purposes:

• To process loan applications and provide hard money financing services
• To contact you regarding your loan inquiry or application status via phone, email, or text message
• To send follow-up communications related to your application
• To send appointment confirmations and deal notifications
• To improve our website, services, and user experience
• To comply with applicable legal and regulatory requirements

SMS/Text Messaging Terms

By submitting a form on our website (including the loan inquiry form at kovahcapital.com/loans), you expressly consent to receive automated SMS/MMS text messages from Kovah Capital, LLC at the phone number you provide. These messages may include loan pre-qualification updates, appointment confirmations, deal notifications, and follow-up communications related to your inquiry.

Consent is not a condition of purchase. You are not required to consent to receive text messages as a condition of obtaining any loan product or service from Kovah Capital.

For complete terms governing SMS communications, please review our Terms & Conditions.

Information Sharing

We do not sell your personal information. We may share your information in the following limited circumstances:

• Lending Partners: To process and underwrite your loan application (e.g., capital sources such as Kiavi)
• Service Providers: Third-party vendors who assist with technology, analytics, communications, and business operations — bound by confidentiality agreements
• Legal Authorities: When required by law, subpoena, court order, or to protect the rights and safety of Kovah Capital or others

Any third parties we engage are required to handle your data in a manner consistent with this policy. We do not share your opt-in information or phone number with third parties for their own marketing purposes.

Data Protection

• All data transmitted to and from our website is protected by industry-standard SSL/TLS encryption
• Access to personal data is restricted to authorized Kovah Capital personnel on a need-to-know basis
• We maintain appropriate physical, electronic, and administrative safeguards to protect your information

While we take reasonable precautions, no method of internet transmission is 100% secure. We cannot guarantee absolute security but are committed to protecting your information.

Cookies

We use cookies and similar tracking technologies to analyze site traffic, understand user behavior, and improve your experience on kovahcapital.com.

• Cookies help us understand which pages are most useful and improve our content
• Analytics cookies may be set by third-party services (such as Google Analytics)
• You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent — note that some site features may not function properly without cookies

Your Rights

Depending on your location, you may have certain rights regarding your personal information:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete data
• Request deletion of your personal information
• Opt out of marketing or promotional communications at any time
• Opt out of SMS communications by replying STOP to any message
• Request a portable copy of your data

To exercise any of these rights, please contact us at info@kovahcapital.com. We will respond within a reasonable timeframe.

Third-Party Links

Our website may contain links to third-party websites or services that are not operated by Kovah Capital. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. We encourage you to review the privacy policy of every site you visit.

Children’s Privacy

Our services are directed exclusively to business professionals and investors. They are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you become aware that a minor has provided us with personal information, please contact us at info@kovahcapital.com so we can take appropriate action.

Changes to This Policy

We reserve the right to update or modify this Privacy Policy at any time. When we do, we will update the “Effective Date” at the top of this page. We encourage you to review this page periodically to stay informed about how we are protecting your information.

Your continued use of kovahcapital.com following the posting of changes constitutes your acceptance of those changes.